Stellify Capital offers the widest array of small-ticket credit programs available to our nationwide network of third party originators. Our risk-based pricing includes unique programs for Prime Credits, Near-Prime Credits, Non-Prime Credits, and Start-Ups. We are one of the only funding sources that exclusively serves the Third Party Originator community.



Time to send a deal to Stellify!
Our Programs Include:
Prime Credit
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Application Only
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Under 5 years time in business up to $85,000
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5+ years time in business up to $235,000
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$5,000 to $235,000
*Loans below $5,000 not available in CA.
Non-Prime Credit
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Application Only
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No time in business required
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$1,000 to $40,000
Near-Prime Credit
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Application Only
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2+ years time in business considered up to $85,000
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$5,000 to $85,000
*Loans below $5,000 not available in CA.
Start-Up Credit
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Application Only
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Under 2 years time in business
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$1,000 to $45,000
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Food/Beverage service industry considered up to $50,000
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Tanning industry considered up to $32,000
Meet Our Business Development Team




Sample EFA/Lease Proposal
Our experience indicates that Third Party Originators who present a Lease or EFA proposal and secure preliminary customer agreement at the outset tend to operate more effectively and efficiently with their customers, vendors, and Stellify. It is essential to show financing customers the anticipated terms of their Lease or EFA if approved. Often, customers come with preconceived expectations regarding payments and conditions based on vendor or competitor quotes made without proper pre-qualification. Securing early customer acceptance of these likely terms helps streamline the financing process and enhances the overall experience for both vendors and customers.
